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List Of Construction Home Loan Rate 2022 . Anz promotes a 2.76% p.a. Buildbuyrefi, formerly nationwide home loans group, is a division of magnolia bank. Our lender's construction rates are the BEST! 10 down options from www.pinterest.com ~ ends in 23 days. You're building a $375,000 house on a $125,000 block of land (total cost $500,000). (a basis point is equivalent to 0.01%.) the most common.